Finance Offers Offers: Interest Free Credit – 0% APR (representative)

From time to time we are able to offer interest free credit on various products. Where interest free credit is available, these products are listed in the attached PDF.

Where available, interest free credit will be offered for a period of 12 or 24 months (depending on the product). No deposit is required and payments will be collected by direct debit in monthly instalments, the first instalment being collected 30 days after shipment of the product.

Where a qualifying product is added to your order, the full value of your order, including any accessories, will be eligible for interest free credit. This is subject to the value of the additional products not exceeding the value of the qualifying product.

Credit is subject to status and affordability, further eligibility criteria may apply. Written details are available up on request. Fixation is a trading name of Warehouse Express Limites and is the broker not the lender. Finance is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348.

Download our Finance offers list

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • Have at least 3 consecutive years worth of address history within the UK
  • Not be subject to Bankruptcy or a Debt Relief Order (or Scottish equivalent)
  • Fulfil one of the following criteria:
    • In Permanent Employment which provides regular sustainable income of at least £6000 per year
    • Self-employed (upon request you may need to provide proof of income, for example a recent bank statement and/or their SA302)
    • Retired from regular employment (Novuna may need to see proof of your pension or income)
    • Receiving certain DWP (Department for Work and Pensions) benefits that provide regular sustainable income.
  • You must also have all of the following:
    • A UK bank account from which Direct Debits can be taken
    • A mobile number
    • An e-mail address

When will my payments commence?

30 days after your order has been shipped. Terms & conditions apply. The approval of your application depends on your financial status and borrowing history.

How do I apply?

For more information or to purchase any of the items listed, please get in touch with our sales department on 020 7582 3294 or email sales@fixationuk.com

Credit is subject to application, financial circumstances and borrowing history. Warehouse Express Limited trading as Fixation, Registered Office: 13 Frensham Rd, Norfolk, Norwich, NR3 2BT Company registration number 03366976 acts as a credit broker and not the lender. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348.

Illustrative Example

Duration of agreement12 months  24 months
Cash price£1,000£2,400
Deposit£0£0
Loan amount£1,000£2,400
Monthly instalments11 x £83.3323 x £100.00
Final instalment£83.37£100.00
Total amount payable£1,000£2,400

0% APR (representative)
Warehouse Express Limited acts as a credit broker and not the lender. Credit is available to UK residents aged 18 or over. The approval of your application depends on your financial circumstances and borrowing history.